YES!!! A beach condo under $200K exist, and it's a coveted ground floor unit! Search on YouTube ''For Sale 134 Damon Cir J in Panama City Beach'' for video tour. Skip the stairs and enjoy the convenience of walking straight into your fully updated, furnished, and rental-ready retreat in a gated community just a short stroll to the beach. This charming unit features high-end finishes throughout: quartz countertops, soft-close cabinets, walk-in shower, shiplap accents, new LVP flooring, stainless steel appliances, new furniture and HVAC and Water Heater have been replaced in the recent years. The open-concept layout offers a bright, inviting space, and parking is directly next to the unit, just steps from your front door. Short-term rentals allowed, with a strong projected GRI of $27K+. Enjoy resort-style amenities including 11 pools (5 heated), exclusive gulf-front restaurant & pool, tennis & pickleball courts, mini golf, shuffleboard, fitness center, and beautifully landscaped grounds. Whether you're looking for a vacation getaway, full-time coastal living, or an income-producing property, this ground floor gem checks all the boxes. Don't miss this rare opportunity! Bellow average COA fees in PCB with so many amenities that covers insurance, water & sewer, pest control, termite bond, exterior bldg maintenance & painting, trash pick up, ground keeping, gated community, exclusive Gulf-Front restaurant and pool, property patrol, tennis courts, mini golf, new pickleball courts, shuffleboards, exercise room, playground etc